Money
Personal finance that finally gives you an answer
Accounts, budgets, goals and a cash outlook. Not a spreadsheet you will not open for two months — a picture that keeps filling itself in.
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13 features in 3 areas
1 Every day
▸Transactions
Income and spending with categories, labels and a note. Quick entry in a single click.
▸Accounts
Current, savings, cash and cards. Balances are recalculated as you go.
▸Categories and rules
Your own categories, plus rules that file a payment automatically by its description.
▸Receipts
Photograph a receipt and the expense fills itself in.
2 Planning
▸Budgets
A monthly and yearly budget by category, with a warning when you go over.
▸Goals
You save for a specific thing and see when you will get there at this pace.
▸Recurring payments
Rent, insurance, instalments — generated on schedule.
▸Cash outlook
How much you will really have left until payday, counting what still has to go out.
3 Assets and reports
▸Net worth
Assets minus debts over time — the one number that tells the truth.
▸Loans
Repayment schedules, and how much of each instalment is principal and how much interest.
▸Property
Value, costs and yield if you rent it out.
▸Subscription audit
Finds recurring payments and shows how much a year quietly goes out on services.
▸Reports
Where the money actually goes — by category, period and account.
Frequently asked questions
▸ Do I have to enter everything by hand?
No. Receipts are read from a photo, recurring payments generate themselves, and rules file a payment into a category automatically. A bank connection is ready for selected banks.
▸ Will my partner see my personal spending?
Only if you share the Money module with them. Sharing is set per module, so you can share the family budget and keep business matters or Learning private.
▸ How is this different from a spreadsheet?
A spreadsheet tells you what happened. This tells you what is coming — a cash outlook, a warning when you go over budget, and the date you reach your goal. And you do not have to maintain it.
▸ Is my banking data safe?
We never see or store your bank login. Your data stays in the EU, is encrypted in transit, and you can export it or delete the account whenever you want.
Did not find your answer?
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