1. Introduction
These terms govern the use of the web application SALDAT, available at the domain saldat.com (the “service”).
Operator (seller):
WEIDO, s.r.o.
Konventná 6, 811 03 Bratislava – Staré Mesto, Slovak Republic
Company ID (IČO): 50 860 640
Tax ID (DIČ): 2120521854
VAT ID (IČ DPH): SK2120521854
Registered in the Commercial Register of the Bratislava III City Court, section Sro, insert No. 130914/B
Managing director: Mgr. Peter Weidinger, MBA
E-mail:
Phone:
Supervisory authority: Slovak Trade Inspection Authority, Inspectorate for the Bratislava Region
By registering for or using the service you agree to these terms in full. If you do not agree with them, please do not use the service.
2. Description of the service
SALDAT is a tool for personal and family finances, tasks, invoicing, investing and learning. It lets you record income, spending, transfers, budgets, goals, investments and loans, and generate reports and forecasts.
The service is not a financial adviser, a bank, a payment institution or an investment tool. Its calculations (forecasts, archetypes, suggestions) are indicative and do not replace professional advice.
Functionality and compatibility: SALDAT is a web application. It works in current versions of common browsers (Chrome, Firefox, Safari, Edge) on desktop and mobile; you need an internet connection and an e-mail inbox. We update the service continuously and updates are included in the subscription.
3. Registration and account
Registration is required in order to use the service. When registering you provide truthful and current details (name, e-mail).
The account is personal and non-transferable. You are responsible for the security of your password and for activity under your account. If you suspect unauthorised access, change your password immediately and contact the operator.
The service is not intended for anyone under 16 years of age.
4. Plans and payments
The price depends on the number of people with access to the space, not on the range of features — every plan includes all five modules. The subscription is taken out for a yearly or monthly period, as chosen at the time of ordering:
- 1 person — €42.90 per year (€3.58 per month) or €5.99 per month.
- Up to 5 people — €94.90 per year (€7.91 per month) or €11.99 per month.
- Up to 10 people — €159.00 per year (€13.25 per month) or €19.99 per month.
- Up to 50 people — €489.00 per year (€40.75 per month) or €59.99 per month.
The current price list is always published at saldat.com; the price shown at the time of ordering is the one that applies. Prices are stated in euros including VAT. Payment is processed through Stripe (Visa, MasterCard, Apple Pay, Google Pay).
Trial period: for the first 6 days the account is fully functional free of charge. A payment card must be entered when activating the account after e-mail verification; nothing is charged to it during the trial period. Once the trial ends, the subscription price is charged to that card automatically at the start of each further period (month or year, according to the chosen subscription) until you cancel. If you cancel before the trial ends, you pay nothing.
The subscription renews automatically. You can cancel it at any time in your account settings — the service stays active until the end of the period already paid for. No pro-rata refund applies on cancellation.
30-day money-back guarantee: if you are not satisfied within 30 days of your first payment, contact us and we will refund you in full. This guarantee is a voluntary commitment by the operator beyond what the law requires and does not affect your statutory rights, in particular the right to withdraw from the contract within 14 days (section 11) and rights arising from liability for defects. Claim it by e-mail or through the contact page; we will refund you using the same means of payment you used.
5. Rules of use
When using the service, the following in particular are prohibited:
- circumventing security mechanisms, or using automated scraping or bots,
- overloading the infrastructure of the service (DDoS, brute-force sign-in attempts),
- uploading harmful content (malware, illegal data),
- impersonating another person or misusing someone else’s account,
- reselling the service to third parties without the operator’s consent.
If these rules are breached, the operator may suspend or cancel the account without compensation.
6. Your data and intellectual property
The data you put into the service (transactions, categories, goals) remains your property. The operator processes it solely for the purpose of providing the service — see the Privacy policy for details.
You can export all of your data at any time from your account settings.
The software, design, logo and content of the service are protected by the copyright of WEIDO, s.r.o. You may not copy or modify them without our consent.
7. Liability, defects and complaints
The service is provided “as is”, with reasonable effort towards its availability and accuracy. This does not affect the statutory rights of a consumer arising from liability for defects. We do not accept liability for:
- the decisions you make based on the data in the service (investment, tax or personal),
- the accuracy of ECB rates or other external data (these are indicative),
- outages of third parties (Stripe, the hosting provider),
- loss of data caused by an unforeseeable event (we recommend keeping backups via export).
If you are not a consumer, the operator’s total liability for damages is limited — to the extent permitted by law — to the amount you paid in subscription fees over the preceding 12 months. If you are a consumer, your statutory rights, including rights arising from liability for defects in digital performance under Section 852a et seq. of the Civil Code and the right to compensation for damage, are not affected or limited by these terms. The limitation of liability never applies to personal injury or to damage caused intentionally or by gross negligence.
Defects and complaints: if the service does not work as it should, as a consumer you have rights arising from liability for defects in digital performance under Section 852a et seq. of the Civil Code. Report the defect by e-mail or through the contact page; we will inform you about how it was handled by e-mail. Section 10 governs what to do if you are not satisfied with the outcome.
8. Termination
You can close your account at any time in the settings. After closure, all of your data is permanently deleted within 30 days (technical backups within 90 days).
The operator reserves the right to close an account in the event of a serious or repeated breach of these terms, or if the service ceases operation (with 60 days’ notice and the opportunity to export your data).
9. Changes to these terms
We may update these terms. We will inform you of any material change by e-mail or by a notification in the application at least 14 days in advance. If you do not agree with a change, you may close your account before it takes effect.
10. Governing law and dispute resolution
These terms are governed by the law of the Slovak Republic. Disputes will be resolved before the Slovak courts.
If as a consumer you are not satisfied with the way we handled your complaint, or you believe we have infringed your rights, you may send us a request for redress. If we reject it or fail to reply within 30 days of it being sent, you have the right to file a proposal for the initiation of alternative dispute resolution under Act No. 391/2015 Coll. The competent body is the Slovak Trade Inspection Authority; the list of all alternative dispute resolution bodies is kept by the Ministry of Economy of the Slovak Republic. Supervision over compliance with our obligations is exercised by the Slovak Trade Inspection Authority, Inspectorate for the Bratislava Region.
The Slovak wording of these terms is the binding one. Translations into other languages are provided solely to aid understanding.
11. Right of withdrawal (14 days)
If you are a consumer, you have the right to withdraw from the contract without giving any reason within 14 days of the day it is concluded. The contract is concluded when you complete your registration.
Starting the service during the withdrawal period: during registration we ask for your express consent to make the service available to you immediately — that is, before the withdrawal period expires. If you gave that consent and then withdraw from the contract, you are obliged to pay us a proportionate part of the price for the performance actually provided up to the day your withdrawal is delivered; in practice we set it off against the refund and return the difference to you. Since the first 6 days are a free trial, if you withdraw during the trial period you pay nothing.
Instructions on the exercise of the consumer’s right to withdraw from a distance contract or an off-premises contract (pursuant to Annex No. 3 to Act No. 108/2024 Coll.)
1. Right to withdraw from the contract
You have the right to withdraw from this contract without giving a reason within 14 days.
The withdrawal period expires after 14 days from the day the contract is concluded.
To exercise the right of withdrawal, you must inform us of your decision to withdraw from this contract by an unequivocal statement (for example a letter sent by post or an e-mail) at: WEIDO, s.r.o., Konventná 6, 811 03 Bratislava – Staré Mesto, telephone number: , e-mail: . You may use the model withdrawal form we handed or sent to you, but it is not obligatory.
If you wish, you may also fill in and submit the model withdrawal form or any other unequivocal statement of withdrawal electronically through our website: https://saldat.com/contact. If you use this option, we will promptly confirm receipt of your withdrawal on a durable medium (for example by e-mail).
The withdrawal period is observed if you send the notice concerning the exercise of the right of withdrawal before the withdrawal period expires.
2. Consequences of withdrawal
If you withdraw from this contract, we will reimburse to you all payments you made in connection with the conclusion of the contract, including the costs of delivering the goods to you. This does not apply to additional costs if you chose a type of delivery other than the least expensive type of standard delivery we offer. The payments will be reimbursed no later than 14 days from the day on which we receive your notice of withdrawal from this contract. The reimbursement will be made using the same means of payment as you used, unless you have expressly agreed otherwise, and in any event you will not incur any fees as a result of such reimbursement.
If you requested that the provision of services begin during the withdrawal period, you shall pay us an amount which is in proportion to the services actually provided up to the day on which you informed us of your decision to withdraw from this contract.
Model withdrawal form (pursuant to Annex No. 2 to Act No. 108/2024 Coll.)
(complete and return this form only if you wish to withdraw from a distance contract or an off-premises contract)
– To: WEIDO, s.r.o., Konventná 6, 811 03 Bratislava – Staré Mesto, e-mail:
– I/We* hereby give notice that I/we* withdraw from the contract for the supply or provision of the following product: ..............
– Date of order/date of receipt*: ..............
– Name and surname of the consumer(s)*: ..............
– Address of the consumer(s)*: ..............
– Signature of the consumer(s)* (only if this form is submitted on paper): ..............
– Date: ..............
* Delete as appropriate.
12. Contact
Please send questions, suggestions or complaints to or via the contact page.