Money
Personal finance that tells you how much you will have left this month
Accounts, transactions, budgets and goals are joined by a cash flow six months ahead, net worth over time and an analysis of rental property.
31 features in 4 areas
1 Every day
Transactions
An income or expense has a category, an account, a currency, a note and labels, and you find it in the list by period, type, account, label or text.
Quick add
A floating button opens a short form on any Money page where you enter the amount, the account and the category.
Transfers between accounts
Record money moved between your own accounts as a transfer that counts neither as income nor as spending.
Bulk edits
Move several transactions into another category or delete them at once, which saves time especially after an import.
Accounts
A bank account, card, savings, cash and crypto with an opening balance and its own currency, the balance is computed from transactions.
Categories
Your own income and expense categories with an icon that you pin, archive or merge when you ended up with duplicates.
Statement import from CSV
Upload a CSV from your bank, pick a template (for example Tatra banka, Slovenská sporiteľňa, VÚB, ČSOB, mBank, Revolut or Wise) and see a preview without duplicates before saving.
Receipts
Save a photo or PDF of a receipt of up to 8 MB with a transaction, so you do not search your phone for it when you need to return something.
Payment calendar
A monthly calendar shows transactions day by day, and through an iCal link you add recurring payments to your own calendar.
2 Planning
Cash flowNew
For every month you see how much comes in, how much goes out and how much is left, with a chart of 12 months back and 6 ahead.
Cash flow per propertyNew
Categories named like Flat: Rent add up into groups in the cash flow, so you see the result of each property separately.
Recurring payments
Set up rent, salary or insurance once with weekly, monthly, quarterly or yearly repetition and a due transaction records itself the next time you open Money.
Balance forecast
A chart shows how your balance develops over 7 to 90 days from recurring payments and your usual spending, and warns you if it would drop below zero.
Monthly budgets
Give each category a monthly limit and the bar turns yellow from 80 % and red once you go over.
Budget from a template
Enter your monthly income and the category budgets are split by a ready-made template such as the 50/30/20 rule.
Yearly plan
Set a yearly ceiling for categories and during the year see whether you are spending faster than an even pace would allow.
Savings goals
Give a goal an amount and a date and the app works out how much to put aside each month and whether you are on pace.
Alerts
Set your own threshold for spending in a category, a single large payment or a low balance and see the current status against the threshold on the Alerts page.
3 Assets and reports
Reports
For 3 to 12 months or a whole year you see income and spending by month, the share of categories, spending by day of the week and a spending map of 365 days.
Income
Income split by source with a monthly chart shows how much you depend on a single one.
Net worth
Accounts and property at purchase price minus loans in one number and in a chart of 12 to 60 months.
Loans
A mortgage, consumer loan or lease with its balance and instalment, an overview of what is repaid and a monthly breakdown of principal and interest.
Rental property
From the purchase price, loans, rent and costs it works out gross and net yield, monthly cash flow, IRR and a value projection.
Own home and ownership share
Mark the flat you live in as your own home so it does not count among investments, and note your share when you co-own.
Subscription check
It adds up how much goes out on recurring payments each month and year, and suggests repeated payments from your history that you have not confirmed yet.
Year in review
For the whole year it shows the largest purchases, the strongest categories, the savings rate and your best and weakest month.
Tax overview
A rough list of income and expenses that might be tax related, as a starting point for a talk with your accountant.
Money personality
After a month of use the app sums up from your numbers how you handle money.
4 Currencies and controls
Seven currencies
An account and a transaction can be in euros, dollars, Czech crowns, pounds, zloty, forints or francs, and overviews are converted to your main currency at an indicative rate.
Search
The Ctrl+K keyboard shortcut opens a search inside the module, so you do not have to click through the side menu.
Help bubbles
Pages such as Budgets, Forecast or Year in review have a bubble that explains the terms in plain language.
Frequently asked questions
▸ Do I have to enter everything by hand?
No. You upload a bank statement as a CSV file and recurring payments record themselves. There is no direct bank connection yet, so we never ask for your bank login.
▸ Will my partner see my personal spending?
Only if you invite them into your space. Once you untick the Money module for them, they cannot open its pages and the shared overview shows them no income, spending or recurring payments.
▸ How is this different from a spreadsheet?
A spreadsheet shows what happened. Here you also see the cash flow six months ahead, a balance forecast and the state of your budgets without writing formulas.
▸ Where is my data?
On servers in the European Union, encrypted in transit. In the account settings you can download it or delete the account at any time.
Did not find your answer?
Write to us. We usually reply within one business day.